Boat insurance coverage for watercraft and jet skis
划船就是为了好玩. 但意想不到的事情可能会发生. 如果有的话, we can help you make sure you’ve got the boat coverage to help repair or replace your vessel and the covered property within.
或者找个代理 联系我.
船和水上摩托责任pp王者电子官网
If your boat causes injury to others or damage to other boats, 码头, 或结构, 船舶责任pp王者电子官网可以帮助你.1 Injury or damage can be due to direct contact with your vessel or situations caused by your vessel, 就像巨大的尾流. Boat liability coverage may provide protection against lawsuits, including the payment of settlements and legal fees. 联系座席 了解更多.
额外的pp王者电子官网
额外的pp王者电子官网 may be automatically included in your base policy. 如果您有任何问题或其他pp王者电子官网需求， 联系您的代理商 看看你有什么选择.
新获艇
Helps cover your newly acquired watercraft for damage caused by an insured loss, 受保单条件限制.
临时修理
如果损害是由pp王者电子官网损失引起的, we help cover necessary and reasonable repairs incurred to protect covered property from further damage.
紧急服务
Helps pay up to a certain amount for reasonable costs that you incur resulting from specified emergency service to your boat, 电动机, 或船拖车. 详情请参考您的保单.
沉船打捞
Helps pay the reasonable expense you incur for any attempted or actual raising, 删除, or destruction of the wreck of your boat when damage is caused by an insured loss and 删除 or destruction is required by law.
实际覆盖
Let’s say you accidentally bump into a submerged stump and damage your hull or your engine breaks down on the lake and you need a tow. 船舶pp王者电子官网可以帮助解决这两种情况.
可选的船舶pp王者电子官网范围
Learn what new optional coverage endorsements are available in your area. 联系您的代理商 为了找出答案.
租船责任
Helps provide you with the proper liability insurance when driving a rental boat on a short-term basis, 比如度假.
租给别人的船
The Boat Rented to Others endorsement can help pay for property damage, injury and liability claims made against you if your boat is in an accident when rented to others.
船租补偿和责任
If your boat is being repaired because of damage that’s covered by your insurance policy, boat rental reimbursement will help pay the cost to rent a boat. You’ll also have the proper liability insurance while driving the rental.
钓鱼比赛费用报销
If you’re unable to participate in a fishing tournament due to a covered loss to the boat, an auto accident involving the towing vehicle en route, 或者家里有急事, the Fishing Tournament Fee Reimbursement endorsement will help reimburse you for non-refundable entry fees.
附带商业捕鱼
Helps extend your property and liability insurance if your boat is used for incidental commercial fishing. Business liability is limited to watercraft liability.
pp王者电子官网/
船舶pp王者电子官网不足
Uninsured watercraft insurance helps pay your medical expenses if you're in an accident caused by an owner or operator who doesn't have boat liability insurance or has inadequate liability coverage limits.
Frequently asked questions about boat insurance coverage
Depending on the type and use of your vessel, it could vary greatly. 例如, a powerboat might need at least $1 million in liability insurance while a smaller vessel might need something more in the $100,000范围. 和你的州立农场代理谈谈 关于你的特殊需求.
Most boat insurance policies help cover the sinking of your watercraft against losses caused by common risks.
Whether boat insurance is required or not varies by state. 联系你的 州立农场代理 讨论您的具体需求.
Jet ski insurance helps pay for such issues as accidental damage or fuel spill protection. Depending on your optional coverages, you may get help with rental reimbursement and towing. 联系你的 州立农场代理 讨论您的具体需求.
Coverage options, deductibles, and discounts may affect your policy cost. 与你的 州立农场代理 找出最适合你的需求和预算.
Your car insurance policy will likely provide liability coverage while towing, but will not provide coverage for damages to the boat itself. 你可能需要 旅行拖车pp王者电子官网 or a boat insurance policy that offers comprehensive coverage. 与你的 州立农场代理 找出最适合你的需求和预算.
找个懂你的当地探员
T在这里’s a 国营农场® agent nearby ready to offer personalized service to fit your specific needs.
船舶pp王者电子官网基本知识:包括哪些内容
报告划船意外
船舶安全提示